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Chargers vs Ravens Prediction: Monday Night Football Odds and Our Read

Chargers vs Ravens Prediction: Monday Night Football Odds and Our Read

The Baltimore Ravens are 4.5-point favorites over the Los Angeles Chargers on Monday Night Football in Week 10, with the total at 38.5, as of Tuesday, November 10, 2026, 6:00 PM ET. That line implies a final around Ravens 21.5, Chargers 17.

Kickoff is 8:15 PM ET Monday, November 16, at M&T Bank Stadium on ESPN. Jacoby Brissett makes his first start for Baltimore, and the 0-8 Chargers are the NFL's last winless team.

Where the line stands
Baltimore opened -2.5 and is -4.5 at every book, and the moneyline moved from Ravens -145 to -225. The open question is Justin Herbert's left middle finger. With the Chargers' quarterback not yet confirmed, we have no lean.
BAL -4.5
Spread at every book
Opened -2.5
38.5
Total
37.5 to 39.5
66.8%
Ravens win chance
FanDuel, vig removed
0-8
Chargers record
11 straight losses

Chargers vs Ravens odds at every book

Mon, Nov 16, 8:15 PM ETESPN
Chargers
Away
@
Ravens
M&T Bank Stadium
Spread
Ravens -4.5
-110 Fanatics
Moneyline
+190 / -225
FanDuel
Total
38.5
37.5 to 39.5
Chargers 33.2%Win probability, vig removedRavens 66.8%
Baltimore has lost four straight. Los Angeles has not won since last season.
Chargers vs Ravens lines, as of Tuesday, November 10, 2026, 6:00 PM ET
BookSpreadMoneyline (LAC / BAL)Total
OpenerRavens -2.5 (-112)+120 / -14538.5
BetMGMRavens -4.5 (-108)+185 / -22538.5
bet365Ravens -4.5 (-109)+185 / -23038.5
DraftKingsRavens -4.5 (-108)+185 / -22538.5
FanDuelRavens -4.5 (-110)+190 / -22539.5
FanaticsRavens -4.5 (-105)+180 / -22038.5
BetRiversRavens -4.5 (-113)+175 / -22037.5
CaesarsRavens -4.5 (-113)+186 / -22538.5

Lines are from SportsbookReview's Week 10 board, cross-checked against Yahoo Sports' early number (Ravens -5, 38.5) and SportsLine (Ravens -5.5, 38.5). Some -5.5s came back to -4.5 after Herbert's X-rays came back negative, per Yahoo.

The best Chargers moneyline is +190 at FanDuel, and the total runs from 37.5 at BetRivers to 39.5 at FanDuel. Our free plays for the week are on the free picks page.

Monday Night Football
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This page is the market read on Chargers vs Ravens, with no side while the Chargers' quarterback is unconfirmed. Our handicapped NFL plays are on the premium picks page, and with Pay After You Win you are only charged when a play wins.
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Chargers vs Ravens prediction from the odds

1
Start with the total
38.5 points is the market's estimate of combined scoring.
2
Add the spread, then halve it
(38.5 + 4.5) / 2 = 21.5 points for Baltimore.
3
Subtract to get the underdog
38.5 - 21.5 = 17 points for Los Angeles.
4
Check the moneyline
Chargers +190 and Ravens -225 at FanDuel work out to 33.2% and 66.8% once the margin is removed.
Market vs models, as of Tuesday, November 10, 2026, 6:00 PM ET
SourceProjectionMarginTotal
Market (FanDuel)Ravens 21.5, Chargers 17Ravens 4.538.5
Prediction Tracker medianRavens by 4.9 (sd 2.6)Ravens 4.9Not used
Massey RatingsRavens 25, Chargers 19Ravens 644.5

On the side, the tracker median is right on the number and Massey is 1.5 points past it on Baltimore. The bigger gap is the total: Massey projects 44.5 points against a market of 38.5.

Both ratings are built on games Baltimore played with Lamar Jackson, so they do not know what Brissett brings, which is why the total gap is a note and not a play.

Jacoby Brissett's first start and Justin Herbert's finger

Ravens coach Jesse Minter said Monday, "I do expect Jacoby Brissett to be our starter Monday night," per The Athletic. Baltimore traded for Brissett on November 6 after Lamar Jackson and Tyler Huntley went on injured reserve.

Third-stringer Joe Fagnano threw for 60 yards and two interceptions in the 33-10 loss to Jacksonville. Brissett threw for 1,719 yards, 10 touchdowns and seven interceptions in eight games for Arizona and is 23-50 in 73 career starts, per Yahoo Sports.

Herbert hurt the middle finger on his non-throwing hand, X-rays were negative, and Jim Harbaugh said he "should be good to go." If he cannot play, rookie DJ Uiagalelei would start.

How the Chargers and Ravens got here

Records through Week 9
TeamRecordLast gameNote
Chargers0-8L 44-22 vs TexansLost 11 straight, including last season
Ravens4-5L 33-10 at JaguarsLost four straight

Los Angeles is the only winless team in the NFL at the halfway point, per Heavy and SportsLine. Baltimore has lost four in a row.

The Chargers sold at the deadline too, trading linebacker Daiyan Henley to Denver for a 2027 fourth and a 2028 fifth.

Our read

NO LEAN on Los Angeles Chargers @ Baltimore, as of Tuesday, November 10, 2026, 6:00 PM ET.

Our rule is no play when a starting quarterback is uncertain, and Herbert is not confirmed. The side models sit near the line (tracker 4.9, Massey 6), and Massey's 44.5 total is built on Lamar-era Baltimore games.

We may also have a premium play on this game. A lean here is our editorial read of the market and can differ from the premium pick. See the premium picks page for our card and the NFL trade deadline recap for the Brissett deal.

Chargers vs Ravens questions

Who is favored in Chargers vs Ravens?+
The Baltimore Ravens are 4.5-point favorites at every major book as of November 10, 2026, with a FanDuel moneyline of Chargers +190, Ravens -225. The line opened Ravens -2.5.
What is the Chargers vs Ravens prediction?+
The odds imply Ravens 21.5, Chargers 17. Massey projects Ravens 25-19, and we have no lean while Justin Herbert's finger injury is unresolved.
What time is Chargers vs Ravens and what channel?+
Monday, November 16, 2026, at 8:15 PM ET at M&T Bank Stadium in Baltimore, on ESPN.
Who is starting at quarterback for the Ravens?+
Jacoby Brissett, acquired from Arizona on November 6, is expected to start, per coach Jesse Minter. Lamar Jackson and Tyler Huntley are on injured reserve.
Is Justin Herbert playing Monday night?+
Herbert injured the middle finger on his non-throwing hand, X-rays were negative and Jim Harbaugh said he "should be good to go." Rookie DJ Uiagalelei is the backup.
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Monday night closes Week 10
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