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Indiana vs Michigan Prediction and Odds: Week 8 2026

Indiana vs Michigan Prediction and Odds: Week 8 2026

Indiana is a 7.5-point road favorite at Michigan at most books, with a 41.5 total, as of Tuesday night, October 20, 2026. The Indiana vs Michigan prediction from those numbers is about Indiana 24.5, Michigan 17, and the no-vig moneyline gives the Hoosiers roughly a 70% chance to win in Ann Arbor. No. 6 Indiana (6-1) comes in off a 19-15 loss to Ohio State, and Michigan still has not named its starting quarterback.

The short version
Using a 41.5 total and Indiana -7.5, the implied final is Indiana 24.5, Michigan 17. With the margin removed from the DraftKings moneylines (-278 / +225), Indiana wins about 70.5% of the time. Lines as of Tuesday night, October 20, 2026.
IU -7.5
Spread, 5 of 7 books
Opened -8 to -8.5
41.5
Total, 6 of 7 books
Opened 42.5
70.5%
Indiana win chance
DraftKings, vig removed
24.5-17
Implied score
Indiana first

Indiana vs Michigan odds at every book

The board for No. 6 Indiana at Michigan on Saturday, October 24, 2026 (noon ET, FOX, Michigan Stadium) shows Indiana -7.5 at five of seven books, with bet365 and Caesars dealing -6.5 at a heavier price. The total is 41.5 everywhere except FanDuel, which still has 42.5.

Odds as of Tuesday night, October 20, 2026
BookSpreadMoneyline (IU / MICH)Total
BetMGMIU -7.5 (-105)-275 / +22541.5
bet365IU -6.5 (-122)-275 / +22541.5
DraftKingsIU -7.5 (-105)-278 / +22541.5
FanDuelIU -7.5 (+102)-275 / +22042.5
FanaticsIU -7.5 (+100)-285 / +23041.5
BetRiversIU -7.5 (-103)-315 / +24541.5
CaesarsIU -6.5 (-137)-280 / +22541.5
Best Michigan number: +7.5 at five books. Best Indiana number: -6.5 at bet365 (-122). Best Michigan moneyline: BetRivers +245. Source: SportsbookReview, cross-checked with VegasInsider and CBS Sports on October 20. Lines move.

Indiana opened -8 on SportsbookReview's board (-8.5 at DraftKings on Sunday) with a 42.5 total, so both numbers have come down a little since the Ohio State loss. A move through 7 would matter, because 7 is the most common margin in football.

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Indiana vs Michigan prediction from the odds

Here is how the betting market turns into a projected score, step by step. This is the market read, not a pick.

1
Start with the total: 41.5
Books expect about 41.5 combined points.
2
Add the spread: 41.5 + 7.5 = 49
Half of that is the favorite's share: Indiana about 24.5.
3
Subtract for the underdog: 41.5 - 7.5 = 34
Half of that gives Michigan about 17.
4
Check the moneyline
DraftKings has Indiana -278 and Michigan +225. Removing the margin gives Indiana 70.5% and Michigan 29.5%.

How No. 6 Indiana and Michigan got here

Indiana, the defending national champion, is 6-1 under Curt Cignetti and has outscored opponents 256-90. The 19-15 loss to Ohio State on October 17 was its first regular-season loss since November 2024, and it came in the Hoosiers' seventh game in seven weeks, with this trip making eight. Josh Hoover entered that game with 17 touchdown passes and no interceptions and went 20 of 40 for 296 yards against the Buckeyes. Michigan is 4-2 under first-year coach Kyle Whittingham and has scored 22.7 points per game. Bryce Underwood was benched at halftime of the 21-18 win over Penn State, and freshman Tommy Carr finished the game.

Indiana results, 2026 (6-1, 3-1 Big Ten)
GameOpponentResult
Sep 5North TexasW 52-16
Sep 12HowardW 55-0
Sep 19Western KentuckyW 38-0
Sep 25NorthwesternW 29-23
Oct 3at RutgersW 47-15
Oct 10at NebraskaW 20-17
Oct 17Ohio StateL 15-19
Michigan results, 2026 (4-2, 1-2 Big Ten)
GameOpponentResult
Sep 5Western MichiganW 13-12
Sep 12OklahomaW 17-10
Sep 19UTEPW 52-17
Sep 26IowaL 19-20
Oct 3at MinnesotaL 14-20
Oct 17Penn StateW 21-18
36.6
Indiana points per game
Allows 12.9
22.7
Michigan points per game
Allows 16.2

Indiana vs Michigan injury report

The Big Ten availability report is filed Wednesday, Thursday and Friday by 8 PM ET, so the first official report comes October 21. Nothing below is an official game status yet.

Injury and availability notes as of October 20, 2026
PlayerTeamInjuryStatus
Michigan QBMichiganStarter not namedWhittingham kept his plan private on Oct 20 (Underwood or Carr)
Josh HooverIndianaQB, right arm (Oct 17)Returned in the same game; no update since
Andrew SpragueMichiganOLOut vs Penn State; status this week not confirmed
Ace HamiltonMichiganOLOut vs Penn State; status this week not confirmed
Big Ten reportBothOfficial availabilityFirst report due Oct 21

Indiana vs Michigan head-to-head

Michigan has dominated the long history of this series, but Indiana has won two of the last five meetings, including 20-15 in Bloomington in 2024. The teams did not play in 2025.

DateWinnerScoreSite
Nov 9, 2024Indiana20-15Bloomington
Oct 14, 2023Michigan52-7Ann Arbor
Oct 8, 2022Michigan31-10Bloomington
Nov 6, 2021Michigan29-7Ann Arbor
Nov 7, 2020Indiana38-21Bloomington
Market read, not a pick
This page reads the betting market. Our own handicapped plays are on the premium picks page, and our free plays are on free picks. For the rest of the slate, see our college football Week 8 odds and line moves.

Indiana vs Michigan questions

Who is favored in Indiana vs Michigan?+
Indiana is a 7.5-point road favorite at five of seven major books as of October 20, 2026 (6.5 at bet365 and Caesars), with DraftKings moneylines of Indiana -278 and Michigan +225.
What is the Indiana vs Michigan prediction from the odds?+
The spread and total imply about Indiana 24.5, Michigan 17, and the no-vig moneyline gives Indiana a 70.5% chance to win. That is a market read, not a pick.
What is the total for Indiana vs Michigan?+
The total is 41.5 at six of seven books as of October 20, 2026 (42.5 at FanDuel), down from a 42.5 opener.
What time and channel is Indiana vs Michigan?+
Kickoff is noon ET on Saturday, October 24, 2026, on FOX from Michigan Stadium in Ann Arbor.
Who is Michigan starting at quarterback against Indiana?+
Michigan had not named a starter as of October 20, 2026. Bryce Underwood was benched at halftime against Penn State and Tommy Carr finished the 21-18 win.
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