Indiana vs Michigan Prediction and Odds: Week 8 2026

Indiana is a 7.5-point road favorite at Michigan at most books, with a 41.5 total, as of Tuesday night, October 20, 2026. The Indiana vs Michigan prediction from those numbers is about Indiana 24.5, Michigan 17, and the no-vig moneyline gives the Hoosiers roughly a 70% chance to win in Ann Arbor. No. 6 Indiana (6-1) comes in off a 19-15 loss to Ohio State, and Michigan still has not named its starting quarterback.
Indiana vs Michigan odds at every book
The board for No. 6 Indiana at Michigan on Saturday, October 24, 2026 (noon ET, FOX, Michigan Stadium) shows Indiana -7.5 at five of seven books, with bet365 and Caesars dealing -6.5 at a heavier price. The total is 41.5 everywhere except FanDuel, which still has 42.5.
| Book | Spread | Moneyline (IU / MICH) | Total |
|---|---|---|---|
| BetMGM | IU -7.5 (-105) | -275 / +225 | 41.5 |
| bet365 | IU -6.5 (-122) | -275 / +225 | 41.5 |
| DraftKings | IU -7.5 (-105) | -278 / +225 | 41.5 |
| FanDuel | IU -7.5 (+102) | -275 / +220 | 42.5 |
| Fanatics | IU -7.5 (+100) | -285 / +230 | 41.5 |
| BetRivers | IU -7.5 (-103) | -315 / +245 | 41.5 |
| Caesars | IU -6.5 (-137) | -280 / +225 | 41.5 |
Indiana opened -8 on SportsbookReview's board (-8.5 at DraftKings on Sunday) with a 42.5 total, so both numbers have come down a little since the Ohio State loss. A move through 7 would matter, because 7 is the most common margin in football.
Indiana vs Michigan prediction from the odds
Here is how the betting market turns into a projected score, step by step. This is the market read, not a pick.
How No. 6 Indiana and Michigan got here
Indiana, the defending national champion, is 6-1 under Curt Cignetti and has outscored opponents 256-90. The 19-15 loss to Ohio State on October 17 was its first regular-season loss since November 2024, and it came in the Hoosiers' seventh game in seven weeks, with this trip making eight. Josh Hoover entered that game with 17 touchdown passes and no interceptions and went 20 of 40 for 296 yards against the Buckeyes. Michigan is 4-2 under first-year coach Kyle Whittingham and has scored 22.7 points per game. Bryce Underwood was benched at halftime of the 21-18 win over Penn State, and freshman Tommy Carr finished the game.
| Game | Opponent | Result |
|---|---|---|
| Sep 5 | North Texas | W 52-16 |
| Sep 12 | Howard | W 55-0 |
| Sep 19 | Western Kentucky | W 38-0 |
| Sep 25 | Northwestern | W 29-23 |
| Oct 3 | at Rutgers | W 47-15 |
| Oct 10 | at Nebraska | W 20-17 |
| Oct 17 | Ohio State | L 15-19 |
| Game | Opponent | Result |
|---|---|---|
| Sep 5 | Western Michigan | W 13-12 |
| Sep 12 | Oklahoma | W 17-10 |
| Sep 19 | UTEP | W 52-17 |
| Sep 26 | Iowa | L 19-20 |
| Oct 3 | at Minnesota | L 14-20 |
| Oct 17 | Penn State | W 21-18 |
Indiana vs Michigan injury report
The Big Ten availability report is filed Wednesday, Thursday and Friday by 8 PM ET, so the first official report comes October 21. Nothing below is an official game status yet.
| Player | Team | Injury | Status |
|---|---|---|---|
| Michigan QB | Michigan | Starter not named | Whittingham kept his plan private on Oct 20 (Underwood or Carr) |
| Josh Hoover | Indiana | QB, right arm (Oct 17) | Returned in the same game; no update since |
| Andrew Sprague | Michigan | OL | Out vs Penn State; status this week not confirmed |
| Ace Hamilton | Michigan | OL | Out vs Penn State; status this week not confirmed |
| Big Ten report | Both | Official availability | First report due Oct 21 |
Indiana vs Michigan head-to-head
Michigan has dominated the long history of this series, but Indiana has won two of the last five meetings, including 20-15 in Bloomington in 2024. The teams did not play in 2025.
| Date | Winner | Score | Site |
|---|---|---|---|
| Nov 9, 2024 | Indiana | 20-15 | Bloomington |
| Oct 14, 2023 | Michigan | 52-7 | Ann Arbor |
| Oct 8, 2022 | Michigan | 31-10 | Bloomington |
| Nov 6, 2021 | Michigan | 29-7 | Ann Arbor |
| Nov 7, 2020 | Indiana | 38-21 | Bloomington |


